Elon Musk and Mark Zuckerberg trade insults over robots

Elon Musk and Mark Zuckerberg trade insults over robotsElon Musk and Mark Zuckerberg trade insults over robotsOn Sunday, Facebook CEO Mark Zuckerberg was playing the role of normal human being, holding aFacebook Live from his backyard in Palo Alto, California, as he smoked some meats and shared his views on killing what you cook, exercising, and of course, the future of humanity.As he waited for his meats to grill, Zuckerberg read out loud one benutzers question to him I watched a recent interview with Elon Musk and his largest fear for future was AI artificial intelligence. What are your thoughts on AI and how it could affect the world?This was one question Zuckerberg couldnt resist answering. Musk, the CEO of SpaceX andTesla, is known for his dystopian views on AI. Musk believes that robots will be able to do everything better than us and will not only take our jobs, but could also be a threat to the existence of humanity by starting wars and manipulating information through their super intelligence networks. In 2014, he warned that AI could even be potentially more dangerous than nukes.Zuckerberg had strong opinions about this.I think that people who are naysayers and try to drum up these doomsday scenarios are- I dont understand it. Its really negative, and in some ways I actually think its pretty irresponsible, he said. Zuckerberg then went on to outline how AI will help us, not replace us, in the next five years.(function(d, s, id) var js, fjs = d.getElementsByTagName(s)0 if (d.getElementById(id)) return js = d.createElement(s) js.id = id js.src = https//connect.facebook.net/en_US/sdk.jsxfbml=1version=v3.1 fjs.parentNode.insertBefore(js, fjs)(document, script, facebook-jssdk))If youre arguing against AI, then youre arguing against safer cars that arent going to have accidents. And youre arguing against being able to better diagnose people when theyre sick. I just dont see how, in good conscience, some people can do that. Im just much more optimistic on this, in general, than probably a lot of folks are, Zuckerberg said.Elon Musk was not mentioned by name in Zuckerbergs answer, but its clear who Zuckerberg is referencing when he mentions people who are acting pretty irresponsible.Two days later, in his response to Zuckerbergs criticism on his AI vision, Musk did what Zuckerberg did not make it personal.Theres a lot you can read in this 13-word answer. First off, the use of Zuckerbergs first name. Using someones first name in an insult to their intellect suggests that this is personal, that you know the measure of this person and you find them lacking. You may hear limited understanding and think that this vague criticism shows restraint, but look closer. Saying that your fellow technology CEO has a limited understanding on one of the most important areas of technology is a staggering insult to their competence as an industry leader.Do we need a tie-breaker to this war of words? Lets ask another billionaire. Microsoft co-founder , Bill Gates, sides with Musk when it comes to AI.First the machines will do a lot of jobs for us and not be super intelligent. That should be positive if we manage it well, Gates said in a Reddit Ask Me Anything two years ago. A few decades after that though, the intelligence is strong enough to be a concern. I agree with Elon Musk and some others on this and dont understand why some people are not concerned.Billionaires, theyre just like us They grill, tweet, and get into carefully-worded beefs with each other too- except their positions can actually change the course of humanity. The bad news is that while were all arguing about whether robots will destroy us, theyre moving ahead and getting ready to take our jobs.

Women hold the majority of student loans in America, and its hurting them financially

Women hold the majority of student loans in America, and its hurting them financiallyWomen hold the majority of student loans in America, and its hurting them financiallyGraduating from college is a major achievement, but for many college-educated women in the US, finally paying off student loans is just as monumental.A research report released today byThe American Association of University Women (AAUW) called Deeper in Debt Women and Student Loans, presents glaring evidence that women are shouldering an alarmingamount of student debt in this country.The organization estimates that becausetzu siche are mora women enrolled in colleges and universities than men (56% in fall 2016),they take out bigger anfangsbuchstabe loans and because they tend to pay them back slower than men (somewhat because of the gender pay gap), women have 64% of the loan debt in the country.They compared this to the amount ofoutstanding student debtthe New York Federal Reserve estimated at the end of 2016- $1.31 trillion overall- and calculated that women are responsible for paying back $833 billion,compared to men, who they estimate hold $477 billion.Kevin Miller, Ph.D., the senior researcher for AAUW who authored the report, noted that women are bearing a heavy financial burden.Its encouraging that women are enrolling in college more than ever before, but at the same time they are taking on larger amounts of debt to pay for their dreamsBecause of factors like the gender pay gap, debt that could be manageable ends up becoming unmanageable, particularly for women, Miller said.A variety of factors have rendered women responsible for paying offsignificantly more loan debt than men.Why women are faced with so much debtOf the reports many findings, here were a few others that stood out.Researchers found that in a year, 44% of femaleundergraduate studentstake out loans, versus 39% of male undergrads.The also researchers found that after graduating with a bachelors degree, women had about $1,500 more in student debt on average then men, with black women having the most of any other group on average.The report said that men are somewhat more likely to enroll in public schools than women, but women continue to accrue more debt when they also attend them- the gender pay gap plays a role. Its about as common for women to work during their undergraduate years than men, but women who do so at that time earn approximately $1,500 less every year than men who do so then.The report said that women dont pay off their loans as quickly as men after graduating, somewhat because of the gender pay gap. Full-time, female employees who have degrees take home 26% less than men in that position, but women take home 18% of what men do one year following graduation and 20% of what men do four years out.In a chilling quote, the report showed just how many minority women are having a tough time staying afloat Women- especially women of color- are most likely to experience difficulties. 34 percent of all women and 57 percent of black women who were repaying student loans reporting that they had been unable to meet essential expenses within the past year.Sarah Goldrick-Rab, Ph. D., a panelist featured during todays livestreamed discussion about the report, writes about making a more affordable American education system, and has published research on college students dealing with homelessness, food insecurity and hunger. I want to emphasize that a lot of the struggles that Im writing about are no longer only the struggles of people with the least amount of money who are in college. These are now the struggles of the middle class as well, Goldrick-Rab said. Student debt through the eyes of one womanOne graduatetalked about her relationship with a harrowing amount of student debt on amedia call about the report.Khallilah Beecham-Watkins is a parent to a four-month-old baby girl with her husband. She said shescurrentlysaddled with about $74,000 worth student loan debt after four years of undergraduate education and one year of graduate school.As first-generation student, she said she had a lot of emotional support from her family, specifically her mom, but even with that encouragement, the financial support wasnt necessarily in place then.Beecham-Watkins chose to leave her graduate program because of the hefty cost of attendance and how much debt she was continuing to rack up.She put buying a home on hold and said she had to makethe difficult decision to stay home with my daughter because of high childcare costs.How to fix itThe report included suggestions for public policy, including protect Pell grants and ensure that they work for all students, support repayment approaches that reflect borrowers realities, fight to eliminate the pay gap, and address additional costs students face beyond tuition.Suggestions for institutions included provide accurate financial aid information and guidance and support nontraditional students.The twist, of course, is that th ere arent many solutions to the problem being discussed right now.

Improve Small Business Marketing Strategy With Social Media

Improve Small Business Marketing Strategy With Social MediaImprove Small Business Marketing Strategy With Social MediaImprove Small Business Marketing Strategy With Social Media TasnerSocial media is everywhere you look, which may have you wondering how you can utilizesocial mediarecruitingfor your small business and target audience and even monetize it.Step One Identify Objectives and AudienceThe first step in crafting a social media strategy is to identify your objectives. What do you hope to get out of these efforts? Social media can be used for a variety of business functionsGeneral branding or getting your name out thereSelling your products/services directlyCustomer ServiceDistributing Coupons/OffersDriving besucherzahlen to your web siteDecide which one (or all) of the above makes sense based on your companys quantifiable goals.For example, your goal may be to send 100 new website visitors to your site in the first sixty days, and to close 5% of those visitors.Step Two Identif y Appropriate PlatformsOnce you have identified your goals, the next step is to define your target market/audience. For example, you may want to reach white women between the ages of 35-45 that are married with 3 kids and have a combined family income of over $100,000. A target audience of males between 50-75 is simply too broad and too large of a market.Armed with this information, the next step is to select three to five social media platforms from which to start absatzwirtschaft. The key your target market needs to be actively using the platforms you select in order for them to be effective.Rather than setting up accounts on hundreds of different sites, it is best to start off small and test and grow these sites. Managing more than five sites requires a much larger staff and investment to maintain.To narrow your list down, take a look at alexa.com and view the Top 1000 sites in the US (or the country in which youre looking to market) and focus on those social networks first.These sites may not be right for your target audience. Spend some time reading about their demographics. This information can typically be found on the social network, or are a quick Google search away. Again, the key is that your target audience should be actively using the site.Step Three Establishing a Social Media PresenceOnce you have confirmed your list of three to five social media sites to test, you should establish a consistent presence across the sites, keeping in mind several things1) What are the rules of the site in regards to posting, setting up the profiles, links etc? Twitter, for example, only allows minimal descriptions and one link. Personal Facebook profiles must be in the name of a person, not a brand and non-promotional. But a Facebook Business Page can be bluntly promotional. Adhere to the guidelines to ensure your accounts do not get banned.2) What is your companys value proposition that you want to get across to accomplish your goals? If your focus is to drive tr affic back to your website, then mention your company and WHY they should check out your website. If your objective is to provide coupons for people to use, then talk about the coupons in your messaging.If one of your goals is to sell your products or services directly from the site, I recommend using an affiliate link for each of the social networks. This allows you to accurately track any sales that come from the site and measure effectiveness.Tip Ask a few trusted sources to spellcheck your sites before they go live.Step Four Keeping your Content VitalThe biggest secret to being a social media leader is to make a contribution to the network.Remember to practice education-based marketing before you move into sales pitch mode. Establishing a relationship first is critical. Regularly post useful content on your sites to keep them searchable.Be sure to meaningfully promote your sites in customer communications. Check us out on Facebook is fine, but if youre going to stand out from th e crowd, say something like, Go check our Facebook page where you will find a wealth of free information on XYZ topic. This will separate you from the pack and evoke more loyal Facebook relationships.Lastly, measure the effectiveness of your campaigns after two to three months, and then each month thereafter as compared to your goals. Do not be discouraged if it takes a bit longer then you would like. Make needed adjustments test out your sites by creating a few different social media accounts. I encourage you to stick with it. If done right, social media will pay off handsomely for your business. Its a trend that is not going away 2010 Michael Tasner, author of Marketing in the Moment The Practical Guide to Using Web 3.0 Marketing to Reach Your Customers First.Author BioMichael Tasner is author of Marketing in the Moment The Practical Guide to Using Web 3.0 Marketing to Reach Your Customers First. An entrepreneur, author, speaker, and charity proponent, Tasner founded Taz Solutions , Inc., in 2000 and has built it into a leading Web marketing firm with more than 100 contractors involved in all areas of online/Internet strategy, marketing, and web site design.For more information, please visit michaeltasner.com, follow the author on Twitter and connect with him on Facebook.